NOTICE OF SALE UNDER POWER GEORGIA, LIBERTY COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Larry B Ford III to Navy Federal Credit Union dated May 31, 2018, recorded in Deed Book 1993, Page 754, Liberty County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-FOUR THOUSAND EIGHT HUNDRED FIFTY AND 0/100 DOLLARS ($154,850.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Liberty County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in February, 2025, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. ASS 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. Navy Federal Credit Union is the holder of the Security Deed to the property in accordance with OCGA ASS 44-14- 162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Navy Federal Credit Union, 820 Follin Lane, Vienna, VA 22180, (800)258-5948. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property is Larry B Ford, III or a tenant or tenants and said property is more commonly known as 1190 Coverdale Ln, Hinesville, GA 31313. Should a conflict arise between the property address and the legal description the legal description will control. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Navy Federal Credit Union as Attorney in Fact for Larry B Ford III McCalla Raymer Leibert Pierce, LLC 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net 24-16326GA EXHIBIT "A" All that certain lot, tract or parcel of land situate, lying and being in the 1458th G.M. District, Liberty County, Georgia, and being known and designated as Lot 64, Montclair Subdivision, as shown on the map or plat of said Subdivision recorded in the Office of the Clerk of Superior Court of Liberty County, Georgia in Plat Section M-58, Page 2. Said map or plat is incorporated herein by specific reference for a more complete description of the property herein conveyed. MR / February 4, 2025 Our file no. 24-16326GA-FT8 24-16326GA 49867 1/30/25 RL