NOTICE OF SALE UNDER POWER GEORGIA, BRYAN COUNTY By virtue of a Power of Sale contained in that certain Security Deed from STEPHEN MITCHELL GARRETT to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS GRANTEE, AS NOMINEE FOR UNITED WHOLESALE MORTGAGE, dated March 29, 2019, recorded April 29, 2019, in Deed Book 1354, Page 232-253, Bryan County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Sixty-Two Thousand Five Hundred and 00/100 dollars ($162,500.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Lakeview Loan Servicing, LLC., there will be sold at public outcry to the highest bidder for cash at the Bryan County Courthouse, within the legal hours of sale on the first Tuesday in April, 2025, all property described in said Security Deed including but not limited to the following described property: ALL THAT CERTAIN LOT, TRACT OR PARCEL OF LAND, SITUATE, LYING AND BEING IN THE 1308TH G.M. DISTRICT OF BRYAN COUNTY, GEORGIA, BEING DESIGNATED AS LOT NUMBER 72 GARDNER ESTATES SUBDIVISION, AS SHOWN ON THAT CERTAIN PLAT OF SURVEY PREPARED BY HAROLD R. JOHNSON, REGISTERED LAND SURVEYOR, RECORDED JULY 27, 1983 IN PLAT BOOK K, PAGE 81, NOW RECORDED IN PLAT SLIDE 297, PAGE 81, BRYAN COUNTY RECORDS. SAID PLAT AND THE REFERENCE THEREOF ARE INCORPORATED HEREIN FOR A MORE COMPLETE AND ACCURATE DESCRIPTION. SUBJECT TO ANY AND ALL APPLICABLE ZONING ORDINANCES EASEMENTS, RESTRICTIVE COVENANTS, AND/OR RIGHTSOF-WAYS IN USE OR OF RECORD. [MAP & PARCEL NO. 0341-072] Said legal description being controlling, however the property is more commonly known as 175 KINGS WAY, ELLABELL, GA 31308. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is STEPHEN MITCHELL GARRETT, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: LoanCare, LLC, Loss Mitigation Dept., 3637 Sentara Way, Virginia Beach, VA 23452, Telephone Number: 800-909-9525. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. LAKEVIEW LOAN SERVICING, LLC. as Attorney in Fact for STEPHEN MITCHELL GARRETT THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. LNC-23-03961-2 Ad Run Dates 03/06/2025, 03/13/2025, 03/20/2025, 03/27/2025 rlselaw.com/property-listing 50246 3/27/25 RL