STATE OF GEORGIA COUNTY OF LIBERTY NOTICE OF SALE UNDER POWER Under and by virtue of the power of sale contained with that certain Security Deed dated June 21, 2023, from Joshua Schimmels to Mortgage Electronic Registration Systems, Inc., as nominee for Mortgage Research Center, LLC DBA Veterans United Home Loans, recorded on June 26, 2023 in Deed Book 2294 at Page 783 Liberty County, Georgia records, having been last sold, assigned, transferred and conveyed to Planet Home Lending, LLC by Assignment and said Security Deed having been given to secure a note dated June 21, 2023, in the amount of $235,524.00, and said Note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Liberty County, Georgia, on August 5, 2025 the following described real property (hereinafter referred to as the "Property"): ALL THAT CERTAIN LOT, TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN THE 1458TH G. M. DISTRICT OF LIBERTY COUNTY, GEORGIA, AND BEING IN THE CITY OF HINESVILLE, BEING KNOWN AND DESIGNATED AS LOT NO. 143, FAIRINGTON SUBDIVISION, PHASE IV, AS SHOWN AND REPRESENTED ON THAT CERTAIN PLAT OF SURVEY MADE AND PREPARED BY JOE P. DAVIS, GEORGIA REGISTERED LAND SURVEYOR NO. 1436, BEARING A SURVEY DATE OF APRIL 18, 2004, AND A PLAT DATE OF MAY 13, 2004, AND BEING RECORDED IN PLAT SECTION N-41, PAGE 1D, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF LIBERTY COUNTY, GEORGIA, SAID PLAT BY SPECIFIC REFERENCE IS MADE A PART HEREOF FOR DESCRIPTIVE AND ALL OTHER PURPOSES. SAID LOT OF LAND BEING BOUNDED, NOW OR FORMERLY, AS FOLLOWS: NORTHERLY BY LOT NO. 144; EASTERLY BY THE RIGHT OF WAY OF WAYFAIR LANE; SOUTHERLY BY LOT NO. 142 (REVISED); AND WESTERLY BY LOT NO. 117, ALL AS SHOWN ON THE ABOVE REFERRED TO PLAT OF SURVEY. The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law. To the best of the undersigned's knowledge, the person(s) in possession of the property is/are Joshua Schimmels. The property, being commonly known as 170 Wayfair Ln, Hinesville, GA, 31313 in Liberty County, will be sold as the property of Joshua Schimmels, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A.SS 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Planet Home Lending, LLC, 321 Research Parkway, Suite 303, Meriden, CT 06450-8301, 855-884-2250 . The foregoing notwithstanding, nothing in O.C.G.A. SS 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for Planet Home Lending, LLC as Attorney in Fact for Joshua Schimmels 100 Galleria Parkway, Suite 1000 Atlanta, GA 30339 Phone: (770) 373-4242 By: Brian Widener, ESQ For the Firm THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. - 25-007595 51194 7/31/25 RL