Notice of Sale Under Power. State of Georgia, County of LIBERTY. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by CHRISTOPHER S RAGAN AND APRIL L BYARS NOW KNOWN AS APRIL L RAGAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (''MERS'') AS NOMINEE FOR GUARANTY RESIDENTIAL LENDING, INC. , dated 06/04/2004, and Recorded on 06/10/2004 as Book No. 1243 and Page No. 137, AS AFFECTED BY BOOK 1243 PAGE 627 AND MODIFICATION BOOK 2008 PAGE 492-502, LIBERTY County, Georgia records, as last assigned to WELLS FARGO BANK, N.A. (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $70,600.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LIBERTY County Courthouse within the legal hours of sale on the first Tuesday in November, 2025, the following described property: ALL THAT CERTAIN LOT, TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN THE 1458TH G.M. DISTRICT OF LIBERTY COUNTY, GEORGIA, AND BEING IN THE CITY OF HINESVILLE, AND BEING KNOWN AND DESIGNATED AS LOT NUMBER 278 OF EAGLES LANDING SUBDIVISION, PHASE 8, AS SHOWN AND REPRESENTED ON THAT CERTAIN PLAT OF SURVEY MADE AND PREPARED BY JOE P. DAVIS. R.L.S. NUMBER 1436 DATED APRIL 2, 1994 AND RECORDED IN THE OFFICE OF THE CLERK OF SUPERIOR COURT, LIBERTY COUNTY, GEORGIA IN PLAT SECTION 1-97, PAGE 4. SAID LOT BEING BOUNDED, NOW OR FORMERLY, AS FOLLOWS: NORTHERLY BY LOT NUMBER 341, PHASE 11; EASTERLY BY LOT NUMBER 279; SOUTHERLY BY THE RIGHT OF WAY OF SIDEWINDER WAY; AND WESTERLY BY LOT NUMBER 277. ALL AS SHOWN ON THE ABOVE REFERRED TO PLAT OF SURVEY. FOR A FURTHER DESCRIPTION OF THE PROPERTY, REFERENCE IS MADE TO THE AFORESAID PLAT AND THE RECORD THEREOF. PROVIDED HOWEVER, SAID CONVEYANCE IS MADE SUBJECT TO THOSE CERTAIN RESTRICTIVE COVENANTS OF EAGLES LANDING, PHASE VIII DATED OCTOBER 29, 1993 AND RECORDED IN THE OFFICE OF THE CLERK OF SUPERIOR COURT, LIBERTY COUNTY, GEORGIA IN DEED BOOK 624. PAGES 3-10. SUBJECT TO THAT CERTAIN I10' DRAINAGE AND UTILITY EASEMENT AS SHOWN AND REPRESENTED ON THAT CERTAIN PLAT OF SURVEY MADE AND PREPARED BY JOE P. DAVIS, R.L.S. NUMBER 1436 DATED APRIL 2, 1994 AND RECORDED IN THE OFFICE OF THE CLERK OF SUPERIOR COURT, LIBERTY COUNTY. GEORGIA IN PLAT SECTION 1-97, PAGE 4. THE PHYSICAL ADDRESS OF SAID PROPERTY IS 1431 SIDEWINDER WAY, HINESVILLE, GA 31313. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). WELLS FARGO BANK, N.A. holds the duly endorsed Note and is the current assignee of the Security Deed to the property. WELLS FARGO BANK, N.A., acting on behalf of and, as necessary, in consultation with WELLS FARGO BANK, N.A. (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. SS 44-14-162.2, WELLS FARGO BANK, N.A. may be contacted at: WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD, FORT MILL, SC 29715, 800-288-3212. Please note that, pursuant to O.C.G.A. SS 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 1431 SIDEWINDER WAY, HINESVILLE, GEORGIA 31313 is/are: CHRISTOPHER S RAGAN AND APRIL L BYARS NOW KNOWN AS APRIL L RAGAN or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. WELLS FARGO BANK, N.A. as Attorney in Fact for CHRISTOPHER S RAGAN AND APRIL L BYARS NOW KNOWN AS APRIL L RAGAN. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000010539641 BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP 4004 Belt Line Road, Suite 100 Addison, Texas 75001 Telephone: (972) 341-5398. 51958 10/30/25 RL