STATE OF GEORGIA COUNTY OF LIBERTY NOTICE OF SALE UNDER POWER Pursuant to the power of sale contained in the Security Deed executed by EUGENE TOLBERT AND DORITA TOLBERT to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS BENEFICIARY, AS NOMINEE FOR MORTGAGE RESEARCH CENTER, LLC DBA VETERANS UNITED HOME LOANS in the original principal amount of $208,289.00 dated June 25, 2020, and recorded in Deed Book 2090, Page 655, Liberty County records, said Security Deed being last transferred to U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCAF ACQUISITION EBO TRUST in Deed Book 2391, Page 698, Liberty County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on 11/4/2025, the property in said Security Deed and described as follows: ALL THAT CERTAIN LOT, TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN THE 1359TH G. M. DISTRICT OF LIBERTY COUNTY, GEORGIA, AND BEING IN THE CITY OF MIDWAY, BEING KNOWN AND DESIGNATED AS LOT NO. 14, COLONIAL OAKS SUBDIVISION, CONTAINING 0.484 ACRE, MORE OR LESS, AS SHOWN AND REPRESENTED ON THAT CERTAIN PLAT OF SURVEY MADE AND PREPARED BY A. G. WELLS, JR., GEORGIA REGISTERED LAND SURVEYOR NO. 1656, DATED APRIL, 2005, AND BEING RECORDED IN PLAT SECTION N-83, PAGE 2AB, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF LIBERTY COUNTY, GEORGIA, SAID PLAT BY SPECIFIC REFERENCE IS MACIE A PART HEREOF FOR DESCRIPTIVE AND ALL OTHER PURPOSES. SAID LOT OF LAND BEING BOUNDED, NOW OR FORMERLY, AS FOLLOWS: NORTHERLY BY THE RIGHT OF WAY OF PARADISE LANE; EASTERLY BY LANDS OF L.M.B. DEVELOPMENT, INC.; SOUTHERLY BY LANDS OF L.M.B. DEVELOPMENT, INC.; AND WESTERLY BY LOT NO. 15, ALL AS SHOWN ON THE ABOVE REFERRED TO PLAT OF SURVEY. Said property being known as: 86 PARADISE LN, MIDWAY, GA 31320 To the best of the undersigned's knowledge, the party or parties in possession of said property is/are EUGENE TOLBERT AND DORITA TOLBERT or tenant(s). The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows: Selene Finance LP 3501 Olympus Boulevard, 5th Floor, Suite 500 Dallas, TX 75019 877-768-3759 Note that pursuant to O.C.G.A. SS 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCAF ACQUISITION EBO TRUST, as Attorney-in-Fact for EUGENE TOLBERT AND DORITA TOLBERT Robertson, Anschutz, Schneid, Crane & Partners, PLLC 13010 Morris Rd., Suite 450 Alpharetta, GA 30004 Phone: 470-321-7112 Firm File No. 25-319002 - LiG 51986 10/30/25 RL