STATE OF GEORGIA ) COUNTY OF LIBERTY ) NOTICE OF SALE UNDER POWER Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated March 30, 2020, executed by Justin Frasier to Carver State Bank, recorded in Deed Book 2076, Page 690, Liberty County, Georgia Deed Records, as modified from time to time, and securing a Note in the original principal amount of $43,425.00, CARVER STATE BANK, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in November, 2025 to-wit: November 4, 2025, during the legal hours of sale, before the Liberty County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: ALL THAT CERTAIN LOT, TRACT OR PARCEL OR LAND SITUATE, LYING AND BEING IN LIBERTY COUNTY, GEORGIA, AND BEING IN THE CITY OF HINESVILLE, AND BEING DESCRIBED AND IDENTIFIED ACCORDING TO THE DECLARATION OF CONDOMINIUM, STEWART PINES CONDOMINIUMS, RECORDED. IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF LIBERTY COUNTY, GEORGIA IN DEED BOOK 785, PAGES 101-144, AND AS AMENDED BY AMENDMENT DATED APRIL 23, 1997, AND RECORDED IN DEED BOOK 802, PAGES 403-431, AND AS AMENDED BY AMENDMENT DATED JUNE 26, 1997, AND RECORDED IN DEF-1) BOOK 810, PAGES 353-354, AND AS AMENDED BY AMENDMENT DATED JUNE 26, 1997, AND RECORDED IN DEED BOOK 810, PAGES 355-3561 AND AS AMENDED BYAMENDMENT DATED AUGUST 7, 1997, AND RECORDED IN DEED BOOK 816,PAGES 146-147, AS THE SAME MAY BE AMENDED FROM TIME TO TIME, AND TO THAT CERTAIN CONDOMINIUM PLAT RECORDED IN PLAT SECTION K-91, PAGE 4, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF LIBERTY COUNTY, GEORGIA, AS UNIT NO. 142, PHASE IV, TOGETHER WITH (A) ALL OF TIIE APPURTENANCES THEERETO BELONGING ACCORDING TO SAID DECLARATION AND TO SAID PLAT(S), AND (B) AN EQUAL UNDIVIDED INTEREST IN AND TO THE COMMON AREAS AND FACILITIES APPURTENANT TO SAID UNIT AS PROVIDED FOR IN SAID DECLARATION. The aforedescribed real property is also known as 350 Beverly Street, Unit 142, Hinesville, GA 31313, according to the present system of numbering houses in Chatham County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale. The name, address and telephone number of the individual or entity with full authority to negotiate, amend and modify all terms of the Note and Security Deed is Carver State Bank, 701 Martin Luther King Blvd., Savannah, GA 31415 (Attn: Customer Service). The telephone number is 1-877-489-2434. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the extent that said real property is comprised of more than one parcel, said real property will be sold in one or more parcels and in such order as the holder of the Security Deed may determine. Upon information and belief, said real property is presently in the possession or control JUSTIN FRASIER and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. CARVER STATE BANK as Attorney-in-Fact for JUSTIN FRASIER Ellis Painter, Attorneys at Law 24 Oglethorpe Professional Blvd., 2nd Floor Savannah, GA 31406 (912) 233-9700 THIS LAW FIRM MAY BE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 52038 10/30/25 RL