NOTICE OF SALE UNDER POWER GEORGIA, LIBERTY COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Bryan Anthony Neal, Jasmine Yuri Neal to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for InterLinc Mortgage Services, LLC, its successors and assigns dated July 30, 2021, recorded in Deed Book 2169, Page 539, Liberty County, Georgia Records, as last transferred to M&T Bank by assignment recorded in Deed Book 2299, Page 361, Liberty County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY THOUSAND FOUR HUNDRED FOUR AND 0/100 DOLLARS ($140,404.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Liberty County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in January, 2026, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. SS 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. M&T Bank is the holder of the Security Deed to the property in accordance with OCGA SS 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: M&T Bank, One Fountain Plaza, Buffalo, NY 14203, 800-724-1633. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property is Bryan Anthony Neal and Jasmine Yuri Neal or a tenant or tenants and said property is more commonly known as 163 Calico Ct, Midway, GA 31320. Should a conflict arise between the property address and the legal description the legal description will control. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. M&T Bank as Attorney in Fact for Bryan Anthony Neal, Jasmine Yuri Neal McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net EXHIBIT "A" All that certain lot, tract or parcel of land situate, lying and being in the 1359th GMD of Liberty County, Georgia and being more particularly described as LOT ELEVEN (11), Laurel Oaks Subdivision as shown on that certain map or plat prepared by David A. Brunson, GRLS No. 1565, dated December 13, 1996 and recorded in Plat Book K-95, Page 1 in the Office of the Clerk of the Superior Court of Liberty County, Georgia, which map or plat is incorporated herein by reference thereto and made apart hereof for descriptive and all other purposes. Subject to any Easements or Restrictions of Record. MR / CA January 6, 2026 Our file no. 23-13183GA-FT5 23-13183GA 52430 1.1.26 RL