PID 106361 Johnson Foreclosure 53245
NOTICE OF SALE UNDER POWER, BRYAN COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Titus W. Johnson and Victoria Johnson to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Georgia United Credit Union, its successors and assigns dated 12/8/2023 and recorded in Deed Book 1651 Page 308 Bryan County, Georgia records; as last transferred to or acquired by Georgia United Credit Union, conveying the after-described property to secure a Note in the original principal amount of $515,722.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Bryan County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on May 5, 2026 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: ALL THAT CERTAIN LOT, TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN RICHMOND HILL, BRYAN COUNTY, GEORGIA, SHOWN AND IDENTIFIED AS LOT 11, HEARTWOOD SUBDIVISION, PHASE THREE, ON THE PLAT ENTITLED "A SUBDIVISION PLAT OF 64 LOTS (LOTS 6-40 & 83-111) HEARTWOOD PHASE THREE", PREPARED BY ATLAS SURVEYING, INC., DATED MAY 13, 2022, RECORDED IN PLAT BOOK 2022, PAGES 57-60 OF THE CLERK OF SUPERIOR COURT RECORDS OF BRYAN COUNTY, GEORGIA. THIS IS A PORTION OF THE PROPERTY CONVEYED TO PULTE HOME COMPANY, LLC BY LIMITED WARRANTY DEED DATED JUNE 23, 2023, RECORDED IN DEED BOOK 1629, PAGE 919, AFORESAID CLERK'S OFFICE. SAID PLAT AND DEED ARE INCORPORATED HEREIN BY SPECIFIC REFERENCE. CONTAINING IMPROVEMENTS THEREON KNOWN AS 287 LOBLOLLY LANE, RICHMOND HILL, GEORGIA. PIN #049 03 003 011 SUBJECT TO ALL RESTRICTIONS, EASEMENTS AND RIGHTS OF WAY OF RECORD. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 287 Loblolly Lane, Richmond Hill, GA 31324 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Titus W. Johnson and Victoria Johnson or tenant or tenants. Georgia United Credit Union is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage. Georgia United Credit Union Loss Mitigation Department 1 Corporate Center Drive, Suite 360 Lake Zurich, IL 60047 1-866-397-5370 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Georgia United Credit Union as agent and Attorney in Fact for Titus W. Johnson and Victoria Johnson Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400. 1072-780A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1072-780A 53245 4.30.26 RL