STATE OF GEORGIA COUNTY OF LIBERTY NOTICE OF SALE UNDER POWER Pursuant to the power of sale contained in the Security Deed executed by KRISTOPHER COLLINS to MORTGAGE ELECTRONIC REGISTRATION SYSTEM, INC., AS GRANTEE, AS NOMINEE FOR SWIFT HOME LOANS, INC. in the original principal amount of $277,183.00 dated July 12, 2024, and recorded in Deed Book 2361, Page 7, Liberty County records, said Security Deed being last transferred to UNITED WHOLESALE MORTGAGE, LLC in Deed Book 2447, Page 687, Liberty County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on 5/5/2026, the property in said Security Deed and described as follows: ALL THE FOLLOWING DESCRIBED PROPERTY; TO-WIT: ALL THAT CERTAIN LOT, TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN THE 1756TH G. M. DISTRICT OF LIBERTY COUNTY, GEORGIA, AND BEING IN THE CITY OF HINESVILLE, BEING KNOWN AND DESIGNATED AS LOT NO. 348, GRIFFIN PARK EXTENSION, PH. 3B, AS SHOWN AND REPRESENTED ON THAT CERTAIN PLAT OF SURVEY MADE AND PREPARED BY PETER N. DURAND, GEORGIA REGISTERED LAND SURVEYOR NO. 3213, DATED APRIL 26, 2023, AND BEING RECORDED IN PLAT BOOK 26, PAGES 361!367, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF LIBERTY COUNTY, GEORGIA, SAID PLAT BY SPECIFIC REFERENCE IS MADE A PART HEREOF FOR DESCRIPTIVE AND ALL OTHER PURPOSES. SAID LOT OF LAND BEING BOUNDED, NOW OR FORMERLY AS FOLLOWS: NORTHEASTERLY BY LOT NO. 349; SOUTHEASTERLY BY THE RIGHT OF WAY OF GRAYSON AVENUE; SOUTHWESTERLY BY LOT NO. 347; AND NORTHWESTERLY BY LANDS OF DORCHESTER HOLDINGS LLC, ALL AS SHOWN ON THE ABOVE REFERRED TO PLAT OF SURVEY. THIS CONVEYANCE IS MADE SUBJECT TO THOSE CERTAIN DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR GRIFFIN PARK SUBDIVISION, DATED NOVEMBER 5, 2009, AND RECORDED IN DEED BOOK 1613, PAGES 279-334, AND THAT CERTAIN FIRST AMENDMENT TO DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR GRIFFIN PARK SUBDIVISION, DATED JANUARY 28,2011, AND RECORDED IN DEED BOOK 1662, PAGES 98-100, AND THAT CERTAIN CORRECTED FIRST AMENDMENT TO DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR GRIFFIN PARK SUBDIVISION, DATED JANUARY 28, 2011, AND RECORDED IN DEED BOOK 1670, PAGES 516-518, AND THAT CERTAIN SECOND AMENDMENT TO DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR GRIFFIN PARK SUBDIVISION, DATED APRIL 12, 2011, AND RECORDED IN DEED BOOK 1670, PAGES 519-522, AND THAT CERTAIN THIRD AMENDMENT TO DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR GRIFFIN PARK SUBDIVISION, DATED OCTOBER 28,2011, AND RECORDED IN DEED BOOK 1695, PAGES 321-324, AND THAT CERTAIN FOURTH AMENDMENT TO DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR GRIFFIN PARK SUBDIVISION, DATED MARCH 20, 2012, AND RECORDED IN DEED BOOK 1715, PAGES 68-71, AND THAT CERTAIN FIFTH AMENDMENT TO DECLARATION OF COVENANTS, CONDITIONS, AND RESTRICTIONS FOR GRIFFIN PARK SUBDIVISION, DATED JULY 18, 2013, AND RECORDED IN DEED BOOK 1787, PAGES 754-757, AND THAT CERTAIN SIXTH AMENDMENT TO DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR GRIFFIN PARK SUBDIVISION, DATED MARCH 24, 2014, AND RECORDED IN DEED BOOK 1815, PAGES 125-128, AND THAT CERTAIN SEVENTH AMENDMENT TO DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR GRIFFIN PARK SUBDIVISION, DATED MARCH 30, 2015, AND RECORDED IN DEED BOOK 1857, PAGES 919-922, AND THAT CERTAIN EIGHTH AMENDMENT TO DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR GRIFFIN PARK SUBDIVISION, DATED SEPTEMBER I, 2016, AND RECORDED IN DEED BOOK 1919, PAGES 858-861, AND THAT CERTAIN NINTH AMENDMENT TO DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR GRIFFIN PARK SUBDIVISION, DATED JULY 5,2017, AND RECORDED IN DEED BOOK 1954, PAGES 943-946, AND THAT CERTAIN TENTH AMENDMENT TO DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR GRIFFIN PARK SUBDIVISION, DATED APRIL 5,2018, AND RECORDED IN DEED BOOK 1996, PAGES 149-152, AND THAT CERTAIN ELEVENTH AMENDMENT TO DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR GRIFFIN PARK SUBDIVISION, DATED APRIL 4,2019, AND RECORDED IN DEED BOOK 2028, PAGES 859-863, AND THAT CERTAIN TWELFTH AMENDMENT TO DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR GRIFFIN PARK SUBDIVISION, DATED APRIL 20,2021, AND RECORDED IN DEED BOOK 2146, PAGES 89-92, AND THAT CERTAIN THIRTEENTH AMENDMENT TO DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR GRIFFIN PARK SUBDIVISION, DATED JUNE 28, 2022, AND RECORDED IN DEED BOOK 2238, PAGES 845-848, AND THAT CERTAIN FOURTEENTH AMENDMENT TO DECLARATION OF COVENANTS, CONDITIONS, AND RESTRICTIONS FOR GRIFFIN PARK SUBDIVISION, DATED NOVEMBER 30, 2022, AND RECORDED IN DEED BOOK 2264, PAGES 954-956, AND THAT CERTAIN FIFTEENTH AMENDMENT TO DECLARATION OF COVENANTS, CONDITIONS, AND RESTRICTIONS FOR GRIFFIN PARK SUBDIVISION, DATED MAY 24, 2023, AND RECORDED IN DEED BOOK 2291, PAGES 208-211, AND THAT CERTAIN SIXTEENTH AMENDMENT TO DECLARATION OF COVENANTS, CONDITIONS, AND RESTRICTIONS FOR GRIFFIN PARK SUBDIVISION, DATED OCTOBER 5,2023, AND RECORDED IN DEED BOOK 2311, PAGES 460-463, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF LIBERTY COUNTY, GEORGIA. THIS CONVEYANCE IS MADE SUBJECT TO THAT CERTAIN 10' TREE EASEMENT AS SHOWN AND REPRESENTED ON THAT CERTAIN PLAT OF SURVEY MADE AND PREPARED BY PETER N. DURAND, GEORGIA REGISTERED LAND SURVEYOR NO. 3213, DATED APRIL 26, 2023, AND BEING RECORDED IN PLAT BOOK 26, PAGES 361-367, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF LIBERTY COUNTY, GEORGIA. THIS CONVEYANCE IS MADE SUBJECT TO THOSE CERTAIN 5' UTILITY EASEMENT AS SHOWN AND REPRESENTED ON THAT CERTAIN PLAT OF SURVEY MADE AND PREPARED BY PETER N. DURAND, GEORGIA REGISTERED LAND SURVEYOR NO. 3213. DATED APRIL 26,2023, AND BEING RECORDED IN PLAT BOOK 26, PAGES 361-367, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF LIBERTY COUNTY, GEORGIA. THIS CONVEYANCE IS MADE SUBJECT TO THOSE CERTAIN 10' PRIVATE DRAINAGE EASEMENT AS SHOWN AND REPRESENTED ON THAT CERTAIN PLAT OF SURVEY MADE AND PREPARED BY PETER N. DURAND, GEORGIA REGISTERED LAND SURVEYOR NO. 3213. DATED APRIL 26, 2023, AND BEING RECORDED IN PLAT BOOK 26, PAGES 361-367, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF LIBERTY COUNTY, GEORGIA. PARCEL ID: 035-005 BEING THE SAME PROPERTY AS TRANSFERRED BY WARRANTY DEED ON 10/31/2023 AND RECORDED 11/08/2023 FROM DRYDEN ENTERPRISES, INC. TO KRISTOPHER COLLINS , NONE STATED, RECORDED IN DOCUMENT NUMBER 007451 , IN BOOK 2316 AT PAGE 278 Said property being known as: 1023 GRAYSON AVE, HINESVILLE, GA 31313 To the best of the undersigned's knowledge, the party or parties in possession of said property is/are KRISTOPHER COLLINS or tenant(s). The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows: Cenlar FSB 425 Phillips Boulevard Ewing, NJ 08618 Note that pursuant to O.C.G.A. SS 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. UNITED WHOLESALE MORTGAGE, LLC, as Attorney-in-Fact for KRISTOPHER COLLINS Robertson, Anschutz, Schneid, Crane & Partners, PLLC 13010 Morris Rd., Suite 450 Alpharetta, GA 30004 Phone: 470-321-7112 Firm File No. 26-401827 53284 4.30.26 RL