STATE OF GEORGIA COUNTY OF LIBERTY NOTICE OF SALE UNDER POWER Pursuant to the power of sale contained in the Security Deed executed by JOSEPH DUKES GIBBS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS GRANTEE, AS NOMINEE FOR MORTGAGE RESEARCH CENTER, LLC DBA VETERANS UNITED HOME LOANS. in the original principal amount of $229,837.00 dated April 24, 2025, and recorded in Deed Book 2404, Page 877, Liberty County records, said Security Deed being last transferred to MORTGAGE RESEARCH CENTER, LLC D/B/A VETERANS UNITED HOME LOANS, A MISSOURI LIMITED LIABILITY COMPANY in Deed Book 2495, Page 884-885, Liberty County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on 11/3/2026, the property in said Security Deed and described as follows: ALL THAT CERTAIN LOT, TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN THE CITY OF HINESVILLE, LIBERTY COUNTY, GEORGIA, KNOWN AS LOT 48, RIDGEWOOD SUBDIVISION, PHASE I, UPON A MAP PREPARED BY DAVIS AND ASSOCIATES, LAND SURVEYORS FOR RENEE DOKTER, DATE AUGUST 20, 1997, RECORDED IN PLAT SECTION L-29, PAGE 2, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF LIBERTY COUNTY, GEORGIA. SAID LOT WAS CONVEYED TO ANDREW JAMES MCGILL, III AND ABIGAIL M. MCGILL BY LIMITED WARRANTY DEED DATED JUNE 1, 2021, RECORDED IN DEED BOOK 2157, PAGE 267, IN THE AFORESAID CLERK'S OFFICE. SAID MAP AND DEED ARE INCORPORATED HEREIN BY REFERENCE. 812 RIDGEWOOD WAY, HINESVILLE, GA 31313 PIN #043D 045 SUBJECT, HOWEVER, TO ALL VALID RESTRICTIONS, EASEMENTS AND RIGHTS OF WAY RECORD Said property being known as: 812 RIDGEWOOD WAY, HINESVILLE, GA 31313 To the best of the undersigned's knowledge, the party or parties in possession of said property is/are JOSEPH DUKES GIBBS or tenant(s). The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows: Rocket Mortgage LLC 8950 Cypress Waters Blvd. Coppell, TX 75019 1-888-480-2432 Note that pursuant to O.C.G.A. SS 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. MORTGAGE RESEARCH CENTER, LLC D/B/A VETERANS UNITED HOME LOANS, A MISSOURI LIMITED LIABILITY COMPANY, as Attorney-in-Fact for JOSEPH DUKES GIBBS Robertson, Anschutz, Schneid, Crane & Partners, PLLC 13010 Morris Rd., Suite 450 Alpharetta, GA 30004 Phone: 470-321-7112 Firm File No. 26-443759 54672 10.29.26 RL