NOTICE OF SALE UNDER POWER GEORGIA, LIBERTY COUNTY By virtue of a Power of Sale contained in that certain Security Deed from ADAM M DAVIS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS GRANTEE, AS NOMINEE FOR CITIZENS BANK, N.A., dated March 18, 2020, recorded April 20, 2020, in Deed Book 2078, Page 822-838, Liberty County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Sixty Thousand Eight Hundred Sixty-Five and 00/100 dollars ($260,865.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to CITIZENS BANK NA f/k/a RBS CITIZENS NA, there will be sold at public outcry to the highest bidder for cash at the Liberty County Courthouse, within the legal hours of sale on the first Tuesday in June, 2026, all property described in said Security Deed including but not limited to the following described property: ALL THAT CERTAIN LOT, TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN THE 1359TH G.M. DISTRICT OF LIBERTY COUNTY, GEORGIA, AND BEING IN THE CITY OF MIDWAY, BEING KNOWN AND DESIGNATED AS LOT NO. 20, HICKORY HILL SUBDIVISION, PHASE 2, AS SHOWN AND REPRESENTED ON THAT CERTAIN PLAT OF SURVEY MADE AND PREPARED BY JOE P. DAVIS, GEORGIA REGISTERED LAND SURVEYOR NO. 1436, BEARING A SURVEY DATE OF DECEMBER 17, 2007 AND A PLAT DATE OF JANUARY 13, 2008, AND BEING RECORDED IN PLAT SECTION 056, PAGE 26, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF LIBERTY COUNTY, GEORGIA, SAID PLAT BY SPECIFIC REFERENCE IS MADE A PART HEREOF FOR DESCRIPTIVE AND ALL OTHER PURPOSES. SAID LOT OF LAND BEING BOUNDED, NOW OR FORMERLY, AS FOLLOWS: NORTHERLY BY LOT NO. 19; EASTERLY BY LANDS OF LIBERTY MANOR NURSING HOME; SOUTHERLY BY LOT NO. 21 AND COMMON AREA; AND WESTERLY BY THE RIGHT OF WAY OF SASSAFRAS LANE, ALL AS SHOWN ON THE ABOVE REFERRED TO PLAT OF SURVEY DATE OF DECEMBER 17, 2007, AND A PLAT DATE OF JANUARY 13, 2008, AND BEING RECORDED IN PLAT SECTION 056, PAGE 26, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF LIBERTY COUNTY, GEORGIA. TOGETHER WITH ALL AND SINGULAR THE RIGHTS, PRIVILEGES, MEMBERS AND APPURTENANCES THEREOF. Said legal description being controlling, however the property is more commonly known as 270 SASSAFRAS LANE, MIDWAY, GA 31320. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is ADAM M DAVIS, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) purchaser's tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: Citizens Bank, N.A., Loss Mitigation Dept., 10561 Telegraph Road, Glen Allen, VA 23059, Telephone Number: (800) 234-6002. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. CITIZENS BANK NA F/K/A RBS CITIZENS NA as Attorney in Fact for ADAM M DAVIS THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. CBN-26-01268-1 Ad Run Dates 05/07/2026, 05/14/2026, 05/21/2026, 05/28/2026 rlselaw.com/property-listing 53377 5.28.26 RL