NOTICE OF SALE UNDER POWER GEORGIA, LIBERTY COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Juan Lamboy to Navy Federal Credit Union, A Corporation. dated July 1, 2020, recorded in Deed Book 2089, Page 274-289, Liberty County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-ONE THOUSAND NINE HUNDRED NINETY-EIGHT AND 00/100 DOLLARS ($121,998.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Liberty County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in June, 2026, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due and payable because of default having been made of the terms of the Note and Security Deed. The terms remaining in default, this sale will be made for the purpose of paying the total debt, including all expenses of this sale, as provided in the Security Deed and by law which includes, but is not limited to, attorney's fees (notice pursuant to O.C.G.A. SS 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. Prospective bidders must perform their own due diligence. NFCU is the holder of the Security Deed to the property in accordance with OCGA SS 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Navy Federal Credit Union, 820 Follin Lane, Vienna, VA 22180, (800)258-5948. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. Upon information and belief, said property is more commonly known as 1067 Cassidy Ln, Hinesville, GA 31313. Should a conflict arise between the property address and the legal description, the legal description shall control. ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (the "Rule"), found at 89 FR 70258, went into effect. The Rule applies to certain residential real estate sale transactions (including some that go beyond the typical one-to-four family residence) where the transfer is to a legal entity or trust, and which includes cash purchases, private financing or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicion Activity Report requirement. If applicable, as part of this Rule, buyers and sellers are required to provide additional information and documentation about themselves, their legal entities, and/or the source of funds used in the reportable transaction. The collection of this information and documentation is required to comply with the Rule's federal reporting requirements, if applicable.* This notice is provided for informational purposes only and does not constitute legal advice. You are encouraged to consult with your own independent legal counsel if you have questions about how the FinCEN Anti-Money Laundering Rule affects your transaction and whether your transaction is reportable. *The Rule is the subject of ongoing litigation in several jurisdictions. We suggest that you seek your own legal counsel if you have questions about the status of the Rule and its applicability to your sale, if any. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) to confirmation that the successful bidder has timely provided all information required for reporting under the Rule, 89 FR 70258, if applicable. NFCU as Attorney in Fact for Juan Lamboy McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076
www.foreclosurehotline.net EXHIBIT "A" The following described property, to-wit: All that certain lot, tract or parcel of land situate, lying and being in the 1458th G.M. District of Liberty County, Georgia, and being in the City of Hinesville, and being known and designated as Lot No: 240, Waterfield Subdivision, Phase III-C, as shown and represented on that certain plat of survey made and prepared by John O. Parker, Georgia Registered land surveyor No: 1850, dated December 2, 1998,and recorded in Plat Section L-82, Page 3, in the Office of the Clerk of Superior Court of Liberty County, Georgia, said plat by specific reference is made a part hereof for descriptive and all other purposes. Said lot of land being bounded, now or formerly as follows: Northerly by Lot No. 241; Easterly by Lot No. 246; Southerly by Lot239; and Westerly by the right of way of Cassidy Lan, all as shown on the above referred to plat of survey. This conveyance is made subject to those certain restrictive covenants of Waterfield Subdivision, Phase II-C, Dated January 27, 1997, and recorded in Deed Book 791, pages 280-288, in the Office of the Clerk of Superior Court of Liberty County, Georgia. This Conveyance is also made subject to that certain Wetlands Conservation Easement, dated December 27, 1995, and recorded in Deed Book 732, Pages 331-334, in the office of the Clerk of Superior Court of Liberty County, Georgia. This conveyance is also made subject to that certain 15' utility easements shown and represented on that certain plat of survey made and prepared by John O. Parker, Georgia Registered Land Surveyor No. 1850, dated December 2, 1998 and recorded in Plat Section L-82, Page 3, in the Office of the Clerk of Superior Court of Liberty County, Georgia Tax ID: 031B 023 KR June 2, 2026 Our file no. 26-22525GA 26-22525GA 53614 5.28.26 RL