PID 112636 Jay T Sexton 54727
NOTICE OF SALE UNDER POWER GEORGIA, BRYAN COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Jay T Sexton to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for New Day Financial, LLC, its successors and assigns dated October 30, 2020, recorded in Deed Book 1458, Page 129, Bryan County, Georgia Records, and as modified by that certain Loan Modification Agreement recorded in Deed Book 1744, Page 349, Bryan County, Georgia Records, as last transferred to Freedom Mortgage Corporation by assignment recorded in Deed Book 1634, Page 1100, Bryan County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-EIGHT THOUSAND NINE HUNDRED TWENTY-FOUR AND 00/100 DOLLARS ($198,924.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Bryan County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in November, 2026, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due and payable because of default having been made of the terms of the Note and Security Deed. The terms remaining in default, this sale will be made for the purpose of paying the total debt, including all expenses of this sale, as provided in the Security Deed and by law which includes, but is not limited to, attorney's fees (notice pursuant to O.C.G.A. SS 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. Prospective bidders must perform their own due diligence. Freedom Mortgage Corporation is the holder of the Security Deed to the property in accordance with OCGA SS 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Freedom Mortgage Corporation, 11988 Exit 5 Pkwy Bldg 4, Fishers, IN 46037, 855-690-5900. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. Upon information and belief, said property is more commonly known as 501 Speir Street, Pembroke, GA 31321-5545. Should a conflict arise between the property address and the legal description, the legal description shall control. ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (the "Rule"), found at 89 FR 70258, went into effect. The Rule applies to certain residential real estate sale transactions (including some that go beyond the typical one-to-four family residence) where the transfer is to a legal entity or trust, and which includes cash purchases, private financing or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicion Activity Report requirement. If applicable, as part of this Rule, buyers and sellers are required to provide additional information and documentation about themselves, their legal entities, and/or the source of funds used in the reportable transaction. The collection of this information and documentation is required to comply with the Rule's federal reporting requirements, if applicable.* This notice is provided for informational purposes only and does not constitute legal advice. You are encouraged to consult with your own independent legal counsel if you have questions about how the FinCEN Anti-Money Laundering Rule affects your transaction and whether your transaction is reportable. *The Rule is the subject of ongoing litigation in several jurisdictions. We suggest that you seek your own legal counsel if you have questions about the status of the Rule and its applicability to your sale, if any. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) to confirmation that the successful bidder has timely provided all information required for reporting under the Rule, 89 FR 70258, if applicable. Freedom Mortgage Corporation as Attorney in Fact for Jay T Sexton McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net EXHIBIT "A" ALL THAT CERTAIN PARCEL OF LAND SITUATE IN THE CITY OF PEMBROKE, COUNTY OF BRYAN AND STATE OF GEORGIA BOUNDED AND DESCRIBED AS FOLLOWS: ALL THAT CERTAIN LOT, TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN THE 19TH G.M. DISTRICT OF BRYAN COUNTY, AND ALSO BEING IN THE CITY OF PEMBROKE GEORGIA, AS SHOWN AND REPRESENTED ON THAT CERTAIN PLAT OF SURVEY, MADE AND PREPARED BY INMAN L. LANIER JR., GEORGIA REGISTERED LAND SURVEYOR NO. 2397, DATED AUGUST 1, 1996, AND BEING RECORDED IN PLAT SLIDE 448, PAGE 5, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF BRYAN COUNTY, GEORGIA. SAID PLAT BY SPECIFIC REFERENCE IS HEREBY INCORPORATED AND MADE A PART HEREOF FOR DESCRIPTIVE AND ALL OTHER LEGAL PURPOSES. SAID LOT BEING BOUNDED, NOW OR FORMERLY, AS FOLLOWS: NORTHEAST BY LOT A, SOUTHWEST BY LOT 3; SOUTH BY THE RIGHT OF WAY OF POPLAR STREET, SOUTHEAST BY LANDS OF INEZ SMITH AND ELIZABETH MARTIN; NORTHWEST BY LANDS OF INEZ SMITH AND ELIZABETH MARTIN, ALL AS SHOWN ON THE ABOVE REFERRED TO PLAT. AND ALL THAT CERTAIN LOT, TRACT OR PARCEL OF LAND SITUATE LYING AND BEING IN THAT 19TH G.M. DISTRICT OF BRYAN COUNTY AND ALSO BEING IN THAT CITY OF PEMBROKE GEORGIA AND BEING KNOWN AND DESIGNATED AT LOT 3, CONTAINING 0.317 ACRES MORE OR LESS, AS SHOWN AND REPRESENTED ON THAT CERTAIN PLAT OF SURVEY MADE AND PREPARED BY WILLIAM T DELOACH, SR., BRYAN COUNTY SURVEYOR, DATED SEPTEMBER 6, 1994 AND REVISED SEPTEMBER 29, 1997, AND BEING RECORDED IN PLAT SLIDE 430, PAGE 3, IN THE OFFICE OF THE CLERK OF SUPERIOR COUNT OF BRYAN COUNTY, GEORGIA. SAID PLAT BY SPECIFIC REFERENCE IS HEREBY INCORPORATED AND MADE A PART HERE OF FOR DESCRIPTIVE AND ALL OTHER LEGAL PURPOSES SAID LOT BEING BOUNDED, NOW OR FORMERLY, AS FOLLOWS: NORTHEAST BY LOT NO. 2; SOUTHEAST BY LANDS OF DEBORA BEAM; SOUTHWEST BY THE RIGHT OF WAY OF POPLAR STREET; AND NORTHWEST BY LOT NO. 4, ALL AS SHOWN ON THE ABOVE REFERRED TO PLAT BEING THE SAME PROPERTY AS CONVEYED TO JAY T. SEXTON FROM JAY T. SEXTON AND CHERYL J. SEXTON BY THAT DEED DATED 03/04/2010 AND RECORDED 03/29/2010 IN BOOK / PAGE : 921 / 1 IN THE BRYAN COUNTY RECORDS. PARCEL ID(S): P08 05 004 03, P08 05 004 02 CA November 3, 2026 Our file no. 25-16978GA 25-16978GA 54727 10.29.26 RL